Thursday, April 28, 2016

Bernie Sanders has a narrow path to victory

Sisters and Brothers -
Coming out of last night's results, in which we won Rhode Island but came up short in four others, I want to pose to you three things that I know to be true:
  1. Young people – the future of our country – continue to vote for our campaign in overwhelming numbers. It's remarkable, and honestly quite humbling.

  2. When we compete in open primaries that encourage the participation of independents, new voters, and young people, we do very well.

  3. What remains in front of us is a very narrow path to the nomination. In the weeks to come we will be competing in a series of states that are very favorable to us – including California. Just like after March 15 – when we won 8 of the next 9 contests – we are building tremendous momentum going into the convention.
That is the reality of where we are right now, and why we are going to fight for every delegate and every vote. It is why I am going to continue to speak to voters in every state about the very important issues facing our country. Our country cannot afford to stop fighting for a $15 minimum wage, to overturn Citizens United, or to get universal health care for every man, woman, and child in America.
I'm asking you to help me continue to lead these fights. We have an FEC deadline on Saturday and another primary on Tuesday. Every vote we earn and every delegate we win is a testament to our ideas, to our movement, to our political revolution, and our willingness to take this campaign for the Democratic nomination all the way to the convention.
There is no doubt in my mind that what you and I have done together up to this point is nothing short of historic. And I know that if we are going to work together, we will continue making history.
In solidarity,


Bernie Sanders

Wednesday, April 27, 2016

DBS Remittance Process is Poorly Designed

I use DBS online remittance system to send $1,000 to India monthly.

I was able to register the account number and other details of the payee. When I made the remittance, the system asked me to enter the mobile number, which is a mandatory field. I had to search for this number to complete the transaction. DBS should have allowed me to register the mobile number as well, if they require this information.

They asked me to break the mobile number into separate fields for the country code, area code and mobile number. The payee had given me a 11 digit number. I do not know how it is to be separated. I had to make a guess and break the number into 3 separate fields. To my chagrin, DBS joined the three fields into a 11 digit number. DBS should have allowed me to enter the 11 digit number directly.

The website asked me to state the amount in rupee to be transferred. They will the convert it into the dollars to be deducted from my account. I had to access another webpage for their exchange rate and calculate the rupee amount. They should have allowed me to enter the dollar amount and they can use their exchange rate to get the rupee amount to be transferred.

I get the impression that the people running DBS Bank are inconsiderate and give a lot of unnecessary trouble to their customers.






Managers have to pay attention to operations and customer service

Bus 163 is usually quite crowded in the morning between 8 to 9 am. It is difficult to get up the bus.

I do not mind. Being the peak period, this has to be expected. There is nothing much that the bus operator can do, except to ensure that the buses keep to their schedule.

The bus also move quite slowly along Yio Chu Kang Road, as there were too many cars. When it reached Upper Thomson Road, it was able to move along the dedicated bus lane, so the bus move more quickly.

I only get annoyed when I see that the bus operations were badly managed and the managers were not paying attention to their service.

I get annoyed that some buses have tracking systems that were faulty and apparently they were not spotted or rectified for months (this is just my suspicion).

I get annoyed that the buses do not have a voice announcement or displays on the next bus stop. Surely, this could have been done years ago, maybe decades ago.



A struggle to set up a new stall

A new stall opened in Midview City Cafe selling Western food. There was no queue in front of this stall. The other stalls have long queues.

I decided to to patronize the new stall. I ordered chicken cutlet.
After my order, a few other customers came to place their orders, but the number is small.

After the meal, I went to the cashier. "Your chicken cutlet is very tasty. Well done!"

She was delighted to receive the compliment. We had a short and nice chat. I hope that they will do well.

Difficult to match jobs and workers

Someone told me that his friend runs a small business and had difficulty in recruiting workers. Nobody respond to his advertisement. He wonders why is there a complaint that it is hard to find jobs?

I asked him to advertise in JobStreet, Monster, ST Jobs. It is costly, and the response is poor.

My own experience using the Jobs Bank from MOM is also discouraging. No locals respond to the advertisement.

I know that many people now use headhunters or employment agencies to find jobs for them. Employers also use these agencies to find their workers.

Surely, there must be a more efficient and less costly way to match jobs and workers?

Bernie Sanders expect to do well in a few states with polls closing today

Sisters and Brothers -
The polls are about to close in five states, and we expect to do well in a number of them. As you watch the results, I want you to keep something very important in mind. We are running a historic campaign which is transforming America.
Any victories and any votes we receive tonightnext week in Indiana, and in each state moving forward are a public declaration of support for the values we share.
Our path to the nomination was never narrower than the day I announced my candidacy. I will not stop fighting for an America where no one who works 40 hours a week lives in poverty, where health care is a right for all Americans, where kids of all backgrounds can go to college without crushing debt, where there is no bank too big to fail, no banker too powerful to jail, and we've reclaimed our democracy from the billionaire class.
The political establishment wants us to go away so they can begin their march to the center. But we can send a message to them in a language they’re sure to understand:
When we started this campaign almost a year ago today, people called us "fringe." They said our ideas were too radical. But what we have done throughout this campaign is show that when people stand together we can take on a billionaire class and the candidates they fund. And the message you can send today, with your contribution, is that we are going to keep fighting.
In solidarity,
Bernie Sanders

Tuesday, April 26, 2016

Difficult to set up OneKey

Rex Hsu said:

It is a nightmare setting up 2FA for Singpass. I don't understand why it is so complicated. When OCBC bank and UOB introduced 2FA it was extremely simple. For many years already i use their 2FA tied to my phone, no problem.

One major problem of this Singpass 2FA process is that they introduce a term "service provider" in their website which utterly confused me. When you clicked to activate, they bring you to a site called OneKey. The instructions in there are really messy asking you to make a lot of decisions for questions you don't even understand.

Also some years ago I received a token device from god know where, labelled OneKey. It was supposed to get rid of individual tokens from various banks but programming it was so complicated that I gave up.

I don't understand why this OneKey company get involved in the Singpass 2Fa setup. They already messed up the previous job of consolidation of tokens. Why are they involved  in Singpass 2FA?.

A nightmare to navigate the security protocols

Our wonderful government is so paranoid about security that they make it difficult for the public to use online services.

A year ago, they insisted that I change my Singpass password to a strong password with a strange combination of characters. Since then, I have never remembered my password. I had to write in down somewhere and search for the password each time that I want to use it. I cannot remember this strange password.

Now, they ask me to change my strong password.

They also ask me to register for a 2FA token. I am quite confused about whether I have to use a 2FA token device or to use a mobile phone verification.

What for? So, that I can submit my employee's CPF payment online. What is the risk? Why would a hacker want to mess up with my CPF contribution?

These steps to comply with government regulations are so troublesome and take so much of my time. And the complicated login and 2FA verification add to the nightmare.

This will bring our productivity down the drain.

Unsatisfactory Return Process for Lazada e-commerce website

I find the Lazada e-commerce website to be well designed.  However, their return process is terrible.

I bought an "Electric Cordless Drill". I received a battery operated drill. The compartment containing the drill bits was badly designed. I found it difficult to open it.

I went to the Lazada website to look for the process to return the item. Here are some difficulties.

a) They do not provide any person that I could talk to.
b) They asked me to fill in a complicated form, asking for more information than is necessary.
c) I asked me to provide some images of the product.

After uploading the webform, I received a message that someone will call me to pick up the item. It never happened. A few days passed.

There was nobody that I could talk to. I had to fill in another webform and repeat the tedious steps.

Someone sent me an email to ask for more information about the defective product. The staff came back and said that the item was properly described as powered by 3 batteries and the return guarantee does not apply.

This is a typical reply - to avoid responsibility. It is a common culture in Singapore. I had to point out that it was described as "Electric Drill" and there was a badly designed compartment. I did not get any reply.

I wasted several hours on this process. It is a bad practice of Lazada. 

Travelling time of 35 minutes by bus

I de-register my car after 10 years. For the past six weeks, I have been taking the bus to the office.

The daily routine is:
- walk 3 minutes to the bus stop.
- wait up to 10 minutes for the bus to arrive
- bus journey time is 20 mins.
- walk 7 mins to the office.

The total travelling and walking time is 35 mins, on average.

If I have to be in office at a certain time, I will leave my home 45 mins earlier, to give a 10 min allowance.

My walking time is 10 mins. I read that some people, including the young ones, find 5 to 10 mins to be a long walk. They will get used to it.

Rectify defects promptly

I checked the MyTransport.sg (LTA app) for the bus arrival time for 162. It showed the next bus arriving after 19 min and the following after 35 mins. I suspect that the actual interval should be 16 mins, and that one bus will arrive after 3 mins. This bus probably has a faulty tracking device.

I was right. It arrived after 6 mins.

I suspect that the people in SBS Transit or LTA probably did not monitor these faulty tracking devices. It is quite sad that the device could have been faulty for a long time (this is just my guess) without anybody paying attention.

We need to have a culture of paying attention to defects and rectifying them promptly!

Monday, April 25, 2016

Bernie Sanders continue to use phone banking to reach out to the voters in several states

Bernie Supporter –
If you believe in what Bernie stands for, we need you to get on the phones and talk to some voters.
On Tuesday, 384 pledged delegates are at stake in five contests. We need to win as many of those delegates as possible to keep our movement going strong.
We've come from an afterthought in the polls, to where we are now, thanks to a lot of hard work from supporters just like you. So please join with thousands of other Bernie supporters across America, and put in a few hours today or tomorrow to call voters in the states votingTuesday.
Help us reach our goal and call 3.5 million voters
Calling on our Bernie Dialer is easy, and very efficient. All you need is a computer or tablet, and a phone. We provide you with a script to follow, and there are volunteers standing by on livechat to answer your questions if you get stuck.
Together, we are the most powerful force for change in American politics today. And with every vote, every delegate and every victory, we grow stronger. Your efforts are essential to winning those votes, so we hope you'll stand with us and keep up the fight for the values we believe in.
In solidarity,
Team Bernie

Sunday, April 24, 2016

Use one checkpoint between Singapore and Malaysia

I visited Malacca over the weekend. Had to pass through the Singapore and Malaysian customs on the way to Malacca. And to pass through the Malaysian and Singapore customers on the way back. How much wasted time passing through two checkpoints each way.
Surely, our high paid ministers know that there is no need to have two checkpoints? They could have a common checkpoint and ask the travelers to scan their passport only once. This will reduce the wasted time by half. The two governments can share the data, instead of duplicating the work.

Saturday, April 23, 2016

Bernie Sander's "Medicare for All" is better than Obamacare

Obamacare is facing issues. The premiums are going higher. For profit insurers are considering to exit the market.
The problem? It is not able to control the health care cost.
My view: Bernie Sander's "Medicare for All" is a better solution.

Friday, April 22, 2016

Confusing webform in IRAS


I wanted to submit an enquiry with IRAS using this webform. It required me to enter two compulsory fields, but there was no drop down list to enter the fields.

I had to re-enter all the information on a new form.

The people who design these online systems do not know the unnecessary trouble that they give to the public. They only think about their own convenience.



Bernie Sanders and the labor dispute in Verizon

Sisters and Brothers,
The CEO of Verizon makes almost $20 million a year in compensation. He leads one of the most profitable companies in the country.
Yet Verizon wants to take away employees' health benefits. Verizon wants to outsource decent-paying jobs. Verizon wants to avoid paying federal income tax. And right now, Verizon is refusing to sit down and negotiate a fair contract with its employees.
In other words, Verizon is just another major American corporation trying to destroy the lives of working Americans. But this time, Verizon's employees are fighting back.
Thousands of very brave employees of Verizon and Verizon Wireless are on strike until they can get a fair contract. They made a very difficult decision that puts their families at risk -- but it's a choice they made to stand up for justice against corporate greed.
Twice last week in New York City I stood with Verizon workers in the streets. I did so because they're doing something very brave: they're standing up not just for themselves, but for the millions of Americans who don't have a union.
The working class of this country deserves to earn decent wages, decent benefits, and not see their jobs go to low-wage countries.
Verizon's CEO doesn't think that. He called me "contemptible" for saying that his employees need a fair contract, and that Verizon should pay its fair share in federal income taxes.
What I think is contemptible is CEOs with multi-million dollar compensation packages, presiding over extremely profitable companies, and still refusing to give their employees fair contracts.
Corporate greed is a scourge on this country, and it will take all of us standing up for justice in order to rein it in. One significant way you can stand up to corporate greed is by standing with Verizon employees who are out on strike.
Corporate America is slowly beginning to realize that they cannot have it all. Thanks for helping them know it.
In solidarity,
Bernie Sanders

Thursday, April 21, 2016

Collective sales

This website allows owners of units in condominiums to indicate their interest in a collective sale.

One condominium has started and obtained 12% of owners to express their support. This number will keep increasing over the next few weeks.

http://tklcloud.com/colsale/colsale.aspx

Driverless pods will come to Singapore soon

This is an encouraging and exciting development. I hope that SMRT will make it a success. 
http://news.asiaone.com/…/smrt-introduce-24-seaters-driverl…

New freehold condominiums

Which is the newest condominium in Singapore that has freehold tenure? You can find the answer here:
http://www.tklcloud.com/colsale/f_condo.aspx

Rental of properties

This portal allows you to view properties for rental - houses, apartments, rooms, offices. 
You can also post your listing for free.
http://leaseproperty.sg/home.aspx

Wednesday, April 20, 2016

Condominiums in Singapore

Which are the newest condominiums in Singapore? What are the oldest? Which are the biggest (in terms of number of units?) You can find the answers here.


Donald Trump and Hillary Clinton win resounding victories in New York

Donald Trump and Hillary Clinton notched resounding victories in New York, answering questions about their command of the race as the front-runners moved significantly closer to their party's nominations.
Their decisive wins will usher in a new phase in the 2016 presidential campaign. Both Trump and Clinton have fought bitterly for months to keep their rivals at bay, each slogging through primary contests that exposed vulnerabilities in their candidacies and campaigns.
On Tuesday, Trump came close to sweeping New York's 95 delegates -- a development that could help the Manhattan real estate mogul win the GOP nomination outright and avoid what would be a messy contested convention in July. CNN projected Trump will clear the 50% threshold to take all of New York's 14 statewide delegates.
Clinton's win, meanwhile, will go a long way in blunting the momentum of Bernie Sanders -- the liberal Vermont senator whose unexpected popularity has dogged the former secretary of state.
It was a sweet homecoming for the front-runners, who each have deep ties to New York.
Last year, Trump and Clinton -- in wildly different settings -- launched their White House campaigns in New York City. On Tuesday, it was again in Manhattan that both Trump and Clinton confidently declared that they were within reach of the nomination.

Tuesday, April 19, 2016

Team Bernie made 3 million calls in New York

Bernie Supporter,
Last week, when we asked for 15,000 of you to call New York, we honestly weren't sure if we could hit that target. But Sunday night when we ran the numbers, we found that you smashed through our original goal of two million calls, and put more than THREE million calls into New York in just two days.
That is simply incredible! And it could make a huge difference today.But we can't stop now. Despite a ton of on-the-ground momentum, Bernie is still down a few points in the polls this morning as New Yorkers head out to vote.
URGENT: we need 7,500 of you on the phones for one hour todayto make sure Bernie supporters in New York get out to vote. If 7,500 of you get on the phones for at least one hour, we'll put another million calls into New York when it counts the most – on primary day.
Help put us over the top. Call NY voters today!

An upset victory in New York would be game-changing for this primary and this movement, and put us on a path to win the nomination and the White House. We know we have the grassroots support to pull it off, but the critical challenge is getting Bernie's supporters to the polls. Your calls today could literally mean the difference between winning and losing tonight.
In solidarity,
Team Bernie

Monday, April 18, 2016

Bernie Sander's goals are not "pie in the sky"

Last night, while we were holding our largest rally of the campaign, a top Clinton surrogate told a much smaller audience that Hillary Clinton was under attack, and her supporters needed to "stand up and fight back, stand up against those idealists."
Let me tell you something, sisters and brothers: there is nothing we have said in this campaign that is pie-in-the-sky, that is utopian. Nothing.
We are the wealthiest country in the history of the world, and we can create an economy where nobody who works 40 hours a week lives in poverty, where health care is a right for all Americans, and where kids of all backgrounds can go to college without crushing debt.
When we launched this campaign, I told everyone they should not underestimate us and that we were running to win. They thought we were pie-in-the-sky then, too. But tomorrow we have a chance to win yet again — in Hillary Clinton’s own backyard. I need you to continue to fight with me.
The energy, intelligence, and idealism of Americans, especially young Americans, have been the greatest agents for change in this country for generations. Those qualities have also powered our campaign from the start, and it’s also what is going to help us take this country back from the billionaire class when we’re elected in November. But first, New York … tomorrow night. I need you with me.
In solidarity,
Bernie Sanders

Sunday, April 17, 2016

Bernie Sanders help to raise funds for other Democratic candidates running for Congress

Does this sound familiar to you, sisters and brothers?
"The corporations and special interests have their voice in Congress, and they have too many members scared of their power. What Congress needs is a progressive voice who is unafraid to take on these powerful interests – who is willing to fight for all Americans, not just the wealthiest 1 percent."
That's how Pramila Jayapal announced she was running for Congress.Pramila is exactly the kind of person I'm going to need in Congress when I am president. Let's help make sure she gets there.
When you think about our political revolution, sisters and brothers, I want you to think of Pramila Jayapal.
Pramila helped lead the fight for paid sick leave and a $15 minimum wage in Seattle. She's not afraid to take on powerful special interests. She's fought for immigrant rights, opposed the war in Iraq, and worked to protect Social Security.
She's also running her campaign with our political revolution. It's a people-powered movement that will change how campaigns are run — one the political establishment doesn't really like to see.
I'm asking you to add a contribution to Pramila Jayapal because she's a progressive leader and Congress needs more voices like hers. Will you join me?
Thanks for being a part of our movement.
In solidarity,
Bernie Sanders

Tuition free public colleges

Bernie Sanders was asked if this proposal to provide free tuition in public colleges also apply to students from high income families. His reply was that it applies to every student who is a resident of USA.

His basic principle is that public services, such as health care and college education, is available to all eligible persons, regardless of income.

It may appear strange to many people. Why should families who are well off be given the subsidy from the government?

The answer is straight forward - the well off families already pay higher income tax.

There is a big savings to the economy when there is no need for public officials to spend time to evaluate people who are eligible for the subsidy based on income and other criteria, and to disappoint people on the margin who are cut off from the subsidy. There is also the stigma for people who are considered to be poor and eligible for the subsidy.

Bernie Sander's approach make a lot of sense. It is productive and cost effective.

Singapore suffers from the waste of using many civil servants to spend their time on evaluating eligibility for welfare benefits based on income and other criteria. In some cases, the cost of the administrative is higher than the actual benefits provided to the recipients.

Massive crowd in New York

Bernie Sanders attracted a massive crowd of 27,000 in New York City. Will the New Yorkers be different from Singaporeans? Will the large crowds translate into solid votes for Bernie Sanders (unlike what happened in Singapore).

We will know by Wednesday morning in Singapore. New York will conduct is primary election on Tuesday. It is a closed primary, which meant that Independents cannot vote in the Democratic Primary.

Bernie Sanders had huge support from Independents. As they cannot vote in a closed primary, Bernie Sanders faced a disadvantage in New York. He had to work extra hard to overcome this disadvantage.

Watch his rally here:
https://www.youtube.com/watch?v=H1l8TsCWjao

Saturday, April 16, 2016

Play back the route of your vehicle

This vehicle tracking system allows the owner to trace where the route of the vehicle during the past 60 days.

You can watch a demo of the playback feature here:

http://www.tklcloud.com/Fleet/demo.aspx

Select a date from the drop down list.

Click on [Play Back]

If you receive a traffic ticket, you can check the play back to confirm that your vehicle was in the spot that the ticket was issued.

Campaign is heating up in New York State

Sisters and Brothers -
Tonight Hillary Clinton is hosting a fundraiser at the home of a California venture capitalist where couples contributing $353,000 get to sit at a table with George Clooney.
Now, you know where this campaign stands on George Clooney. YUGE fans. But a political contribution of $353,000?!??! That’s just an obscene amount of money.
And while the Clinton campaign repeatedly claims this money to her “Victory Fund” goes toward supporting the DNC, campaign finance records show they’ve spent millions of those dollars to subsidize their own campaign. It is, let’s just say, a very creative way to use enormous checks from people like Alice Walton (yes, Wal-Mart) to cover what would otherwise be campaign expenses.
So, we’ve set another ambitious goal, because that’s what this campaign is about: setting ambitious goals and watching people come together to meet them. Here it is:
New York votes in just four days, and we have a chance to shock the world right in Hillary Clinton’s backyard. Over 19,000 people came to see Bernie at a rally in the Bronx. Then 27,000 joined him at Washington Square Park. And last night chants of Bernie! Bernie! Bernie! echoed through the debate venue after Bernie’s closing remarks. We can do this. Maybe not in $353,000 chunks, but $3.53 at a time.
In solidarity,
Jeff Weaver
Campaign Manager
Bernie 2016

Bernie Sanders had huge rally of 27,000 people in New York City

We had one of the most incredible moments of our campaign onWednesday night. More than 27,000 people came out for our rally in New York City – it was HUGE.
This is what a political revolution looks like. This is the momentum we need going into New York's primary on TuesdayLet's make sure we win.
Our rally in Washington Square Park
If we stand together now, we can win the Democratic nomination and the White House. Let's go.
In solidarity,
Jeff Weaver
Campaign Manager
Bernie 2016

Friday, April 15, 2016

Play back the route of your vehicle


An important feature of a vehicle tracking system is the ability to play back the route taken by a vehicle on a specific day in the recent past. This feature is called "play back".

For example, if you employ a driver, you want to know which route the driver takes on a previous day. If you own a fleet of vehicle, you will want to know the route taken by a specific vehicle on a previous day.

This is important if your vehicle is stolen and you want to know where the vehicle is located now, and what route was taken by the vehicle after it was stolen.

You can watch a demo of the play back for a specific vehicle on a selected day.

Go to www.tklcloud.com/fleet.
Click on [Demo] in the menu.
Select a date from the drop down list.
Watch the play back of the vehicle.

You will also want to know where the vehicle(s) are right now. This feature is called "live track". It is available in the Fleet application (but not shown in the Demo).

There are other features of the vehicle tracking system.

Enjoy the playback.


Bernie Sanders campaign needs more money for New York and upcoming states

Sisters and Brothers -
I just got off the debate stage, and I hope you had the chance to watch.
We talked about some of the big differences in this campaign: I support a $15 minimum wage, Secretary Clinton does not. I have a plan to achieve universal health care as a right for every man, woman and child in America, Secretary Clinton does not. I have been fighting to hold Wall Street accountable for their greed, recklessness and fraud, Secretary Clinton has been taking hundreds of thousands of dollars from Goldman Sachs for paid speeches.
In five days New York votes, and we are doing everything we can to win. If we continue to fight, and turnout is high, I think we will. And that’s why I have to ask:
This is the most important stretch of our campaign. We have won eight of the last nine caucuses and primaries, but the result in New York this Tuesday and the five states voting the week after will go a long way toward determining whether or not our political revolution wins this Democratic primary, the White House, and takes our country back from the billionaire class. That’s why your contribution is so important.
In solidarity,
Bernie Sanders

Bernie Sander's team call volunteers to make 1 million phone calls a day in New York

Dear Bernie Supporter,
We’re just five days out from the New York primary. This is an all-hands-on-deck moment, so we’re setting a huge and ambitious goal that could be the difference between victory and defeat: calling two million voters over the weekend.
To reach our goal, we need 15,000 of you to sign up to call New York voters for at least an hour this Saturday or Sunday.
48 hours. 15,000 volunteers. Two million calls. Are you in?
Take New York by phone!
If we reach 15,000 callers between Saturday and Sunday, we estimate we’ll make more than a million calls a day, which is yuuuuge. In fact, as far as we can tell, this could be the biggest virtual phonebank ever!
We’ll be honest: this is such an ambitious goal that we might not reach it. But this campaign is, after all, about doing big things. And if enough of us get on the phones this weekend, Tuesday could deliver yet another historic upset victory for Bernie.
If you’ve never made phone calls to voters before, don’t worry. It’s easy. All you need is a computer or a tablet and a phone. There’s a simple script for you to follow, and there are volunteers standing by on livechat to help if you get stuck.
Right now, in lower Manhattan, the Wall Street bankers, corporate media types, and Democratic party establishment figures are hoping you’ll sit this fight out. They know that a win in New York would put us in a strong position to win the nomination – and threaten the entire rigged system that benefits them personally.
Let’s show them that we too know how high the stakes are – by setting a historic record right before Tuesday’s vote. Sign up to call New York.
In solidarity,
Team Bernie

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